Almost all states legally require car owners to have car insurance (only two states do not, so you’re more than likely in one that does). It’s important to have the right coverage for your needs so that in the event of an accident with your vehicle, you won’t be financially responsible (or at least not entirely).

Many factors go into car insurance plans, including coverages, location, credit score, your vehicle, your driving record, and others. You should plan on ensuring your car insurance is effective before you start driving your car, and you should make sure your coverage renews when necessary. You always want your car to be insured.

We delve into the ins and outs of car insurance to help you figure out where to get started or where to turn to if you’re looking for a new option.